Facts
The Swiss National Accident Insurance Fund (SUVA) appealed against a decision of the Insurance Court of the Canton of Basel-Landschaft, which had set the compensation for impairment of integrity at 12.5% following the transmetacarpal amputation of the beneficiary's right index finger. SUVA had estimated the impairment at 7.5% based on its own scales.Considerations
The Federal Insurance Court ruled that SUVA's assessment method, which is based on the scales in Annex 3 of the Ordinance on Accident Insurance (OLAA), was appropriate. Contrary to the compensation for moral damages in private law, the compensation for impairment of integrity in accident insurance does not take into account the individual circumstances of the insured, but is based solely on the medical assessment of the severity of the impairment. Thus, the consideration…